• 11 Posts
  • 271 Comments
Joined 2 years ago
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Cake day: June 20th, 2023

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  • Depends - the area you see as vacation property is an area that people live in, unless its on seasonal roads only, or water access only.

    I live in an area where vacationers from a big city come out and cottage here. Often its a family cottage they’ve been coming to for decades, so I don’t really have a problems with them renting.

    But through covid tons of people from the city bought cottages and drove homeowning out of the grasp of any locals. These are full, four season structures on roads serviced by the township. The average housing price ~doubled, and most locals can’t buy.

    If people aren’t using the cottage so often that they can rent it out regularly, then I don’t have a problem with them having to give it up or be more heavily regulated.






  • Lol really? So no, no examples.

    Federally, there’s only been 7 examples in your timeline - https://lop.parl.ca/sites/ParlInfo/default/en_CA/legislation/backToWork

    I’ll do some digging then. Going to the wikipedia page for Canadian labour movements, and starting from current day:

    Canada post union used the same loophole as here and is currently being challenged in court.

    Federal workers strike was not legislated back.

    Kimikat Foundry was properly legislated back, BUT was only required at 25% capacity. To me, a reasonable compromise, as the foundry would still be losing tons of money at 25% but not be shuttered.

    2018 CUPW strike was sent back with the same loophole as here.

    2012 Halifax Transit Strike actually had the PM say this: "Nova Scotia Premier Darrell Dexter won’t discuss the possibility of back-to-work legislation.

    “Any discussion of this on either side actually upsets the balance that is there between the city and their workers. They have a situation that they need to deal with and I encourage them both to deal with it,” he said."

    2008 TTC was legislated back under Dalton McGuinty.

    2004 PSAC strike was legislated back

    1997 teachers strike in Ontario the government attempted to get an injunction against the strike, and the judge refused on the grounds it would violate their charter right to strike.

    Feel free to add any others that I missed, but this is hardly “life as normal” and should definitely be challenged and fought




  • Definitely not true. Point of insurance isn’t for small bumps or accidents <10k. Its helpful for that, but not really the intention. I use a 5k deductible, because I probably wouldn’t claim damage below that anyway.

    Point of insurance is for catastrophic, life changing injuries, or car being totaled. Ontario lowered the legally allowed minimums for a bunch of the (super important, but rarely used) categories in an effort to lower auto insurance prices a few years ago.

    Accident benefits are now 65k default. Optional coverage is like 50$/yr to increase to 1mil. If you have any serious injuries that require more than a few months of rehab (ie back injuries, serious physio for rehab, etc) then you will need the mil. This also covers things like attendant care, if you’re at home and need help with things like showering, cleaning the house, etc. 65k vanishes SO fast.

    Make sure, if you don’t have good LTD through work OR you don’t have a good emergency fund, that you top up your income replacement to match your current income. I added 1k/wk income replacement for like 25$/yr.

    Optional catastrophic impairment is another clause you should add. Default is 2mil, but if youre actually catastrophically impaired, you’ll need the 3mil unless you have family that can fully support you. Again, its 11$/yr for me.

    Insurance shouldn’t be used as a ‘oops, I got in a fender bender and its 5k to fix’. That shit is going to get your rates jacked up cause insurance companies suck. Its in case you serious get fucked up and derail the rest of your life, and in that case you want to make damn sure you have good insurance that will cover you.




  • MPs make~ 200,000/yr in 2024. In comparison, they made 18,000/yr in 1963, which is roughly 180,000/yr. Seems close enough I’m not gonna argue they’re ridiculously overpaid, unless you’re arguing they’ve always been overpaid.

    MPP in Ontario is at $157,350. Used to be $37,800 in 1980, or $140,000 today. Again, that’s pretty close considering MPPs have had their pay well frozen well below that since early 2010s until this year.

    Median income of Canadian families has stayed pretty flat - only source I can find is a publication from govt of Canada in 2005, but they have 1980 household income at $59,709 (in 2005 dollars), $66,343 in 2005, and $ 95,200 in 2021, ($68,614 in 2005 dollars).

    So again, pretty steady.

    We’ve got lots of issues, but the idea that this is caused by overpaying municipal staff is ridiculous. The actual problem is that these kinds of things aren’t budgeted out properly when constructed. They have the money to build them, not realizing it costs a lot to keep them going, especially when these large repairs are required. I work as an engineering consultant, primarily for municipalities, but an easy example are stormwater ponds. Those ponds in most subdivisions? They’re there to trap sediment and pollutants to keep it out of streams and lakes.

    Tons were constructed from the 80s through to today, paid originally by the developers, but the Town has to maintain them, otherwise all those pollutants wind up in the streams and rivers.

    Provincial govt did an audit a few years ago and found that less than 10% of them had been cleaned since they were installed. They’re about $1mil per cleanout, and no one had budgeted for it when setting property taxes.

    Multiply this by all the other municipal infrastructure we rely on, and its easy to see why things are fucked.







  • I don’t know how to be clearer for you.

    A hard stance looks like this:

    "Canada values its strong partnership with the United States and acknowledges the concerns raised over our proposed DST. In a show of good faith and commitment to reaching a balanced trade agreement, we are suspending the DST indefinitely.

    However, if a mutually acceptable agreement cannot be reached, Canada reserves the right to implement the measure as planned. Our goal remains a fair and forward-looking solution that supports a level playing field for all."

    Thus we reached trumps goal - DST doesn’t move forward or go through. It stays exactly where it is, but its not a concession for nothing, and makes it clear that the DST remains part of the negotiations.



  • I agree - given that trump was the one who made the last round of NAFTA (aka the USMCA cuz god forbid the US isn’t the first in the title), which he has now torn up, there is no reason to expect him to honour any agreement we make now.

    I’d prefer to not jump right into a pissing match with an enormous economy like the US, but I think we can stand firm on what we let them push us to do. I’d like to see any tariffs we do apply directly solely to small businesses which can shoe a demonstrable loss in revenue due to the tariffs, but given Carney/lib history, I’m guessing it’ll be gobbled up by larger corps instead.

    Time will tell how his capitulation on the DST goes, but so far I’m not impressed.