If you just had the bag or the carrier it would probably fly under the radar. But if you’re going full tactical I’m gonna assume you’re not ok.

NGL I’d definitely assume any dude dressed and tatted like the guy in the ad was extremely insecure, yells at their kids, and has a loan on a F150 they’re underwater on.

Just the bag or carrier I wouldn’t even notice.

…debt to INCOME ratio. Debt is important here, as is the other half of the equation.

In your example, if the individual’s income doubled would they likely be able to secure another loan?

I am not going to respond again, it’s not my job to educate you.

Debt to income ratio. Saying income isn’t a massive part of loans is just wrong.

Income is a massive part of how they determine if you can repay the loan. I personally have an exceptionally high credit score and about double my home’s value in investments. Because of my low reported income, it was a total pain getting a loan.

But that’s not how they’re selling LLM’s. Even the common name AI is dishonest marketing bull.

Exactly. I had a colleague who searched for a question about a retail math formula. The LLM returned a result that was close but slightly wrong. She spent two weeks with incorrect numbers for her baseline and as a result her forecasts were all wrong. When reviewing her numbers, everything was just a little wonky so I dug into it and discovered her mistake. She was absolutely dumbfounded the “AI” even could be wrong and tried to argue that I was incorrect. Dug out my old retail math cheat sheet and showed her the correct formula.

I haven’t used LLM’s for anything since. Gotta validate all that shit anyways, so why use it at all?

These things will be fantastic for taking my order at the drive thru and in a few other applications, but if you’re trying to learn from them; don’t.

This guy beefs like I beef, meaning it’s the correct beef!

It wasn’t a bad movie, the characters were just incredibly forgettable. Rogue One was a good standalone movie, but it was kinda bittersweet because they stole part of Kyle Katarn’s backstory and he was always one of my favorite characters.

Yup. Was a huge fan of the EU books and lore. Wanted to give Disney a chance, so I saw the first few movies. It was like seeing your ex at the club but she’d gone through massive amounts of plastic surgery and they’d removed all the unique features that attracted you originally. Haven’t watched anything Star Wars since the second movie in the new trilogy, literally 0 desire to see the conclusion or any new Star wars content.

I hear what you’re saying.

The people don’t generally have much of a say in what headlines the media runs with. I fully support more social programs but there’s underlying issues that prevent good faith discussions.

Look at you, making sense and coming to a logical conclusion. Doesn’t sound good in headlines though, so it’ll never fly.

I set low initial expectations at my job, automated and simplified nearly every task. I work less than 20 hours a week on average. I have time for basically all my hobbies and get to spend tons of time with my kid and wife. It may be a grey cubicle and annoying but it pays well and i can get fulfillment elsewhere. Feel like anybody trying to get fulfilling experiences from work is looking at the picture upside down

Don’t worry about it. Just move on. Some people just have fucked up taste buds. It’s some error of evolution that just hasn’t been bred out.

As a millennial I get your anger, but the guy you’re responding to is right. An average working boomer had no more say in the policies enacted than you or I and the majority will be flat broke by the time they die, outlook isn’t much better for Gen X either. The establishment has done a wonderful job running us around and keeping us focused on the wrong fights. They’ve done it so well that even saying it sounds like a conspiracy theory to me when I know it to be true.

The tax rates for the ultra wealthy need to be increased to post WW2 levels, we need to get corporate money out of politics and the news. The people in power hold nearly all the cards and have convinced everyone the cards we hold are useless or immoral. The truth is we need better ways to organize and connect with local like-minded people to pool resources, hinder competition and bring the oligarchs down.

In an ideal situation you’d save maybe a minute. But in the real world with stop lights and signs you’d probably be closer to 20-30 seconds.

Almost all the new hires at work save shit to one drive and teams and it’s incredibly annoying to locate anything. Just save it to the dang shared drive.

Yup, this was me at a lunch table at work. Dudes were pulling the most repulsive stories about fucking another chick while their GF is doing XYZ or not washing between their side girl and main chick and i just couldn’t sit there. Pretended I got a notification and was like “whelp I got work to do, later!”

I get being a slut when you’re younger, I was, but why have a SO if you wanna fool around? Like why hurt someone?

I once rented an apartment with a shower and toilet behind a door in the bedroom. The sink was mysteriously across the bedroom, as if the builders found out you needed a sink for the bathroom 90% of the way through the building process and just slapped one in. Absolutely bizarre.

Yours sounds much better lol