In New Hampshire it is not, if you 100% own your vehicle and it has no liens or debts tied to it and you have not been arrested (not convicted, but merely arrested) for a DUI.
We also have the cheapest insurance (for the population density of the Northeast - I mean, yeah places like Montana probably are cheaper as they have scant traffic on the roads) because it is NOT mandated, so people can tell the insurers to fuck off it their rates are too high.
(but I gotta be honest on this point if you’re uninsured and even if someone else is the cause of an accident and they’re insured, you’re going to have to lawyer up to get paid for the claim. So just on the lawyer angle, insurance is smart… Heck, just a liability policy wil cover you. Collision… Well… if you’re a dolt at the wheel and drive off the road and hit a rock wall… that’s on you, otherwise… get that coverage as well…)
Because of this, NH has some of the highest compliance rates - over 90% of all drivers - in the country.
It’s mandatory in 49 states.
In New Hampshire it is not, if you 100% own your vehicle and it has no liens or debts tied to it and you have not been arrested (not convicted, but merely arrested) for a DUI.
We also have the cheapest insurance (for the population density of the Northeast - I mean, yeah places like Montana probably are cheaper as they have scant traffic on the roads) because it is NOT mandated, so people can tell the insurers to fuck off it their rates are too high.
(but I gotta be honest on this point if you’re uninsured and even if someone else is the cause of an accident and they’re insured, you’re going to have to lawyer up to get paid for the claim. So just on the lawyer angle, insurance is smart… Heck, just a liability policy wil cover you. Collision… Well… if you’re a dolt at the wheel and drive off the road and hit a rock wall… that’s on you, otherwise… get that coverage as well…)
Because of this, NH has some of the highest compliance rates - over 90% of all drivers - in the country.
Isn’t a truly free market grand?