Which is part of why it may feel like a scam, right?
Insurance should in theory be a good thing, but the manner of implementation means that on-paper costs are outrageously high, but yet your insurance company magically gets a 90% discount on everything for being “in network” - which you as an individual who wanted to pay for your own care couldn’t benefit from.
Oh yeah I agree it’s a scam but I’m just saying we don’t really have a choice unless society as a whole buys into the doing a savings account by yourself thing. It’s not feasible on an individual level because you won’t save enough money to cover a medical issue.
Which is part of why it may feel like a scam, right?
Insurance should in theory be a good thing, but the manner of implementation means that on-paper costs are outrageously high, but yet your insurance company magically gets a 90% discount on everything for being “in network” - which you as an individual who wanted to pay for your own care couldn’t benefit from.
It’s the very definition of collusion.
Oh yeah I agree it’s a scam but I’m just saying we don’t really have a choice unless society as a whole buys into the doing a savings account by yourself thing. It’s not feasible on an individual level because you won’t save enough money to cover a medical issue.