Yeah those savings will be wiped out by health problems from working two full-time jobs and only getting 3 hours of sleep.
Do to my efforts to put 100k in the bank as quickly as possible - I had a massive heart attack at 40. My health insurance refused to pay anything so I had to declare medical bankruptcy. Now I have a new plan…
Reads like one of those Japanese LN titles. Would just need the character to die and you’ve got an isekai right there.
Why wouldn’t your insurance pay out? Just didn’t feel like it?
often, yes.
maybe you went to a hospital or a doctor that “wasn’t in the coverage network”.
Vee-oh-pec (vibes of pre-existing conditions)
: “Whoa, why are you upset about the health problems? Think about how great health problems are FoR tHe EcOnOmy!1!1!”They are one sleep deprivation-caused car accident/stroke/heart attack away from being six figures in debt and permanently incapable of working a full-time job in the future
Operating on 24 hours of sleep deprivation, which feels applicable here, is equivalent to a 0,10% BAC. I feel like at that level if you get into a car accident it has like a 50:50 chance of being bad enough to just snuff you out entirely
“Here lies Joseph. Died tragically young in a horrific and preventable car accident on the way to their third job with over $60,000 in their savings account. Rest in peace.”
Hopefully she’s in a country that doesn’t have private health care. But yeah, either way, the health problems that will come later on won’t be worth the money saved.
Lacerna, a 28-year-old part-time content creator near San Francisco, wants to save $100,000 to put toward a down payment to buy a house.
She’s fucked then. Isn’t capitalism great? Isn’t America great?
LOL $100k as a down payment? Aren’t houses in SF like $1.5M? Might as well just accept it’s not happening tbh.
She could get some type of assistance as a first time homebuyer and start out with a crappy rate until she’s able to refinance. Better than paying a landlord. I imagine her rent is astronomical.
Okay first I was gonna say “content creator” isn’t a real job but then saw she’s making $28 an hour as a fucking barista, that’s wack
It’s san francisco though. The cost of living there is fucking insane.
This is basically the state of tradework as it stands right now
What is “tradework”?
To me that’s electricians, joiners, gas installers…
Yeah you got it. All these jobs put a huge strain on your body and although they pay more than non trade work all that extra money will eventually go to health problems you accrue over the course of your career.
Very true. Thanks for answering.
No problem. I’ve been doing long hours in the trades for a while. I’ve recently had this revelation myself and started looking for work that more around the 40h mark instead of the expectation of doing overtime. Still in the trades though since that’s what I know, but when it really comes down to it the only people who remember all the overtime you did will be your children.
the only people who remember all the over time you did will be your children.
Very true. My dad worked a lot. It provided a great life for us. Not spoiled, but never without. Its a hard balance.
That sounds like a great way to get burnt out and physically ill for years, perhaps irreversibly so.
I know because I’m recovering from a similar situation.
That person is gonna end up hospitalized and then those “savings” ain’t gonna mean shit
Yeah having a mental or physical breakdown because of stress isn’t healthy at all what the fuck is wrong with this author. Make them endure this shit for at minimum 2 years then we can talk.
https://www.businessinsider.com/author/maria-noyen
She’s a bot who only posts bourgeois talking points for her Biden Bux.
Halfway to halfway to a downpayment,
For context, inflation adjusted $100k would be equivalent to ~$11.1k in 1968, when average home prices were in the $25-26k range
Them shits an even million now
deleted by creator
What do you mean you can’t just live off adderall for years
Telling my boss I’ve been working for 3 days straight so he increases my daily office cocaine ration
As someone with insomnia I think and stress about this fact nightly. It haunts me
If they are a millennial, that means this person is easily into their late 20’s and early 30’s.
Also, no way that is sustainable long-term.
This is extremely unhealthy and should not be praised. Absolute ghoul shit.
Political economy, this science of wealth, is therefore simultaneously the science of renunciation, of want, of saving and it actually reaches the point where it spares man the need of either fresh air or physical exercise. This science of marvellous industry is simultaneously the science of asceticism, and its true ideal is the ascetic but extortionate miser and the ascetic but productive slave. Its moral ideal is the worker who takes part of his wages to the savings-bank, and it has even found ready-made a servile art which embodies this pet idea: it has been presented, bathed in sentimentality, on the stage. Thus political economy – despite its worldly and voluptuous appearance – is a true moral science, the most moral of all the sciences. Self-renunciation, the renunciation of life and of all human needs, is its principal thesis. The less you eat, drink and buy books; the less you go to the theatre, the dance hall, the public house; the less you think, love, theorise, sing, paint, fence, etc., the more you save – the greater becomes your treasure which neither moths nor rust will devour – your capital. The less you are, the less you express your own life, the more you have, i.e., the greater is your alienated life, the greater is the store of your estranged being. Everything which the political economist takes from you in life and in humanity, he replaces for you in money and in wealth; and all the things which you cannot do, your money can do. It can eat and, drink, go to the dance hall and the theatre; it can travel, it can appropriate art, learning, the treasures of the past, political power – all this it can appropriate for you – it can buy all this: it is true endowment. Yet being all this, it wants to do nothing but create itself, buy itself; for everything else is after all its servant, and when I have the master I have the servant and do not need his servant. All passions and all activity must therefore be submerged in avarice.
from https://www.marxists.org/archive/marx/works/1844/manuscripts/needs.htm
absolute banger of a quote
political economy – despite its worldly and voluptuous appearance
volcel police get in here
The people’s VOLCEL VANGUARD are on the scene! PLEASE RESERVE YOUR PRECIOUS BODILY FLUIDS FOR STRATEGIC ACTS OF MASS REVOLUTIONARY CUMMING!!!
Local millennial excludes ultimate fiscal responsibility by planning to die for retirement decades in advance.
I realized the ultimate cost-cutting measure was to cut myself. Only with zero needs could I be truly independent.
I love how the title is said as if you should be impressed at almost saving 50k with two full time jobs. That like getting paid $12 an hour at both jobs it’s basically not even worth it
What can you buy with 50k? A tiny house if you build it yourself? A nice shed? A used rv?
Exactly and I was being generous with the calculation because it’s assuming you pay 0 taxes and are a robot that doesn’t need to eat or anything.
A 1996 Dodge Caravan with 330,000 miles on it, one-wheel drive, a mostly-working AM radio, seats that smell like cigarettes and piss, and about 6.5 months’ worth of rent for a storage unit space juuuuust large enough to fit the van if you pull off the side mirrors
Also they’re a millennial so like they would be 30-40 and they’ve accumulated less wealth than owning a house so they’re still way behind where the baby boomers were at when they were 27, even working 2 jobs and deciding to just not sleep.
Wholesome.
Ah yes thank you soothsayers and priesthood of capital for telling us everything is okay and we are just slothful wretches for not working ourselves to an early brain aneurysm
that is so heckin poggers, 100k ez
What a go-getter! If she keeps this up she might be able to afford the down payment on a studio apartment by the time she’s 50.
Nah I’m good, I think I’ll sleep. zzz
Fuck the ghouls who did this to people, who made this world possible.
